Private Money

At Mission San Jose Mortgage, we understand that not all borrowers fit into traditional financing options. That’s why we offer private money loan options to cater to individuals who may not qualify for conventional loans or government-backed programs. Our private money loans include both hard money loans and soft money loans, providing flexible solutions based on your unique borrowing needs.

Hard money loans are typically short-term, asset-based loans that are secured by real estate. These loans focus on the value of the property rather than the borrower’s creditworthiness. If you have equity in a property, a hard money loan can provide quick access to financing, making it an ideal option for real estate investors, house flippers, or those in need of immediate funds.

Soft money loans offer more flexibility and tailored solutions. These loans take into consideration various factors such as income, credit history, and property value. Soft money loans can accommodate borrowers who may not meet traditional lending criteria but still have the ability to repay the loan.

Our experienced mortgage originators will work closely with you to understand your financial situation and goals. We will guide you through the private money loan options available, helping you choose the most suitable option based on your specific needs. Whether you require a hard money loan for a short-term investment or a soft money loan that provides more flexibility, we are dedicated to finding the right solution for you.

Choose Mission San Jose Mortgage as your trusted partner in finding the right residential or commercial mortgage loan option for you. We have the expertise and resources to assist you with conventional loans, government loans, portfolio loans, and private money loans. Contact us today to explore your options and embark on your journey towards homeownership or investment success.

We proudly serve clients in 12 states across the United States. Our mortgage loan options and assistance programs are available in the following states:

  • Arizona
  • California
  • Colorado
  • Florida
  • Georgia
  • Idaho
  • Montana
  • New Mexico
  • Oregon
  • Texas
  • Washington
  • Wyoming

Whether you’re looking to purchase a home or refinance your existing mortgage, our experienced loan officers are ready to assist you. We have extensive knowledge of the local real estate markets in these states and can provide tailored solutions to meet your specific needs.

From conventional loans to government-backed programs, portfolio loans, and private money options, we offer a comprehensive range of mortgage products to accommodate various financial situations and goals. Our commitment to exceptional service, clear communication, and professional guidance sets us apart as a trusted mortgage partner.

No matter which state you’re in, our team is dedicated to helping you achieve your homeownership dreams. Contact us today at 888-848-7199 to discuss your mortgage needs and explore the loan options available in your state. We look forward to assisting you on your journey to homeownership.