Mission San Jose Mortgage Blog The Mortgage Process: What You Need to Know [INFOGRAPHIC] October 6, 2017 Omar Khamisa 0 Comments Some Highlights: Many buyers are purchasing a home with a down payment as little as 3%. You may already qualify for a loan, even if you don’t have perfect credit. Take advantage of the knowledge of your local professionals who are there to help you determine how much you can afford. Share!