Mission San Jose Mortgage is your go-to destination for conventional loans, a type of mortgage not insured or backed by the federal government. Our portfolio prominently features the popular Fannie Mae and Freddie Mac loans, which are powered by two of the largest government-sponsored organizations in the United States.
Our conventional loans package includes attractive interest rates, adaptable terms, and a range of down payment alternatives suitable for both first-time homebuyers and experienced homeowners. Our dedicated team is prepared to guide you through the loan process, helping you to find a solution that matches your unique needs.
We extend beyond traditional loans to include grant and down payment assistance programs, further facilitating your journey towards homeownership. Our loan officers, backed by a wealth of knowledge and experience, can furnish you with further information on how these programs can benefit you.
For a detailed look at our loan offerings, please refer to the index below. Our loan officers are ready to assist you with any questions or provide additional information at
We’re committed to providing detailed responses based on your individual requirements, such as:
- Conforming Loan
- Agency Jumbo
- HomePath
- Home Steps
- Grant Programs
- Down Payment Assistance Programs
- Rehab Loan
- Construction Loan
1. Conforming loan
Mission San Jose Mortgage is your go-to destination for conventional loans, a type of mortgage not insured or backed by the federal government. Our portfolio prominently features the popular Fannie Mae and Freddie Mac loans, which are powered by two of the largest government-sponsored organizations in the United States.
2. Agency Jumbo Conventional Loans
Agency Jumbo Conventional Loans for clients with established credit. These loans provide borrowers with low monthly payments, great flexibility on loan terms and property types, and super low fees.
Whether you are financing a primary residence, second home, vacation home, or investment property, our Agency Jumbo Conventional Loans are designed to meet your needs.
3. HomePath Financing:
Home path financing is a Flexible Option for Fannie Mae-Owned Properties. If you’re considering purchasing a Fannie Mae-owned property, Mission San Jose Mortgage offers HomePath financing, a specialized program designed to make the process easier and more affordable.
With HomePath, you can enjoy a range of benefits tailored to Fannie Mae-owned properties. Here’s what you need to know.
4. HomeSteps Financing:
If you’re considering purchasing a Freddie Mac-owned property, Mission San Jose Mortgage offers HomeSteps financing, a specialized program designed to make the process seamless and affordable.
Home steps financing is a Convenient Solution for Freddie Mac-Owned Properties.
With HomeSteps, you can take advantage of several benefits tailored specifically to Freddie Mac-owned properties.
5. Grant Programs:
Recognizing the challenges associated with saving for a down payment, we offer grant programs designed to help eligible individuals and families.
By providing financial assistance, our grant programs aim to lighten the burden of initial costs, making homeownership more attainable.
Our team can walk you through various grant options to help identify the most suitable program for you.
6. Down Payment Assistance Programs:
Complementing our grant programs are our down payment assistance programs, designed to help potential homeowners overcome substantial down payment requirements.
Our proficient loan officers can guide you through the options available and help you select the program that best aligns with your needs, keeping our commitment to make homeownership possible for many.
7. Rehab Loan:
If you’re considering a property in need of renovation or repair, our rehab loan program provides the required funding.
This comprehensive program allows financing for both the property purchase and renovation costs, making it an ideal choice for those interested in fixer-uppers or wanting to remodel their current home.
We’ll guide you every step of the way, ensuring your renovation project is financially sound.
8. Construction Loan:
For those planning to build their dream home, we offer a construction loan to cover your new home’s building costs. Our skilled loan officers work hand-in-hand with you and your builder, ensuring a smooth process from inception to completion.
We appreciate the unique requirements of construction projects and will customize the loan to your needs.
Serving clients in 12 states across the United States, we offer a wide range of mortgage loan options and assistance programs in: Arizona, California, Colorado, Florida, Georgia, Idaho, Montana, New Mexico, Oregon, Washington, Wyoming.
Our offerings extend from traditional loans to government-backed programs, portfolio loans, and private funding options, providing a broad range of mortgage products suitable for diverse financial circumstances and aspirations.
Our commitment to superior service, transparent communication, and professional guidance distinguishes us as your reliable mortgage partner.
Reach out to us today at 888-848-7199 to discuss your mortgage requirements and explore the loan options available in your state. We’re excited to support you on your homeownership journey.
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