Category Archives: Blog

First Comes Love… Then Comes Mortgage? Couples Lead the Way

According to the National Association of REALTORS most recent Profile of Home Buyers & Sellers, married couples once again dominated the first-time homebuyer statistics in 2018 at 54% of all buyers. It is no surprise that buying a home is more attainable with two … Continue reading

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The First Step in Buying a Home

Are you planning on buying a home this year? Show homeowners that you are serious about buying by getting pre-approved for a mortgage! Let’s get together to help you take the first step in making your dream of buying a … Continue reading

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Why Homeownership Matters Now More Than Ever

Study after study shows that no matter what generation Americans belong to, the vast majority believe that homeownership is an important part of their American Dream. The benefits of homeownership can be broken into two main categories: financial and non-financial … Continue reading

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How To List Your Home for the Best Price

If your plan for 2019 includes selling your home, you will want to pay attention to where experts believe home values are headed. According to the latest Home Price Index from CoreLogic, home prices increased by 4.7% over the course of 2018. The … Continue reading

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Thinking of Selling Your House? This is a Perfect Time!

It is common knowledge that a great number of homes sell during the spring buying season. For that reason, many homeowners hold off putting their homes on the market until then. The question is whether or not that is a good strategy this … Continue reading

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4 Questions to Ask Before Selling Your House

Are you planning on selling your house in 2019? You will no doubt have more than 4 questions on your mind, but knowing the answers to these will get you started with confidence! Let’s get together to answer these and … Continue reading

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5 Reasons to Love Hiring A Real Estate Pro [INFOGRAPHIC]

Highlights: Hiring a real estate professional to guide you through the process of buying a home or selling your house can be one of the best decisions you make! They are there for you to help with contracts, explaining the … Continue reading

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How to Get a Better Perspective on Affordability

Headlines spotlight the fact that buying a home is less affordable today than it was at any other time in more than a decade. Those headlines are accurate. Understandably, buying a home is more expensive now than immediately following one … Continue reading

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Last Week’s Economic News in Review

Last week saw the release of many delayed economic reports thanks to the end of the 35-day government shutdown. We saw new home sales post gains, construction spending grow, employment increase, and layoffs see a considerable surge.  New Home Sales … Continue reading

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The KonMari Method: Helping You Prep Your House For Sale

One of the biggest challenges sellers face when listing their house is decluttering. Cleaning out some of the more personal decorating choices allows buyers to imagine themselves living in the house. Those planning to sell soon are in luck! Marie … Continue reading

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Omar Khamisa

CEO NMLS# 369325

Cell: (510) 648-5535

 

 

 

 

 

CEO – To educate and advise clients on their home financing options and become a trusted advisor and their lender for life.
With nearly 15 years of experience in mortgage loan management, loan purchasing, refinancing and mortgage planning, Founded and serves as CEO of Mission San Jose Mortgage in Stockton, California. Servicing the greater San Francisco, San Joaquin and Sacramento region his firm specializes in conventional loans ,FHA , FHA 203k, Jumbo Loans, Agency Loans ,Hard Money and foreign buyer purchasing programs.
license under BRE and NMLS works with clients purchasing single family homes, condos/townhomes and residential rentals, and is well versed on REO, bank-owned and short sales, as well as distressed properties, luxury homes and first-time homebuyers.
My previous expertise in the field includes Branch Sales Manager of W.J. Bradley/Mortgage Capital Corp.; Home Loan Manager, Branch Manager and Loan Officer with People’s Choice Mortgage Group;a Mortgage Loan Officer at Bank of America Home Loans;and CFO of Homes & Loans Experts.
I also speak Memon, Urdu and Hindi.

Mortgage Loan Officer

Cell: (510) 648-5535
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Conventional loans ,FHA , FHA 203k, Jumbo Loans, Hard Money
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I also speak Memon, Urdu and Hindi.
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Qaisar Ullah

Loan Officer NMLS# 1561378

Cell: (209) 302-9079

 

 

 

 

 

Qaisar Ullah serves as the Loan Officer at Mission San Jose Mortgage. Qaisar is responsible for new business development and loan origination in California.
Qaisar has extensive knowledge and understanding of the mortgage loan process. He loves to help people achieve their dream of homeownership and is committed to providing his customers with mortgage services that exceed their expectations. It is very important to Qaisar to build trusting and lasting relationships with his customers.
He believes that good, consistent communication is the key to making the process of buying or refinancing a home a successful experience. As a Loan Officer of Mission San Jose Mortgage, Qaisar is proud to have a team who shares his dedication and commitment to local homebuyers.
I  speak Malay, Pushtu , Urdu.

NMLS# 1561378
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I speak Malay, Pushtu , Urdu.
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Philip Kilmer

Loan Officer NMLS # 361861

Cell: (209) 609-6329

 

Philip Kilmer serves as the Loan Officer at Mission San Jose Mortgage. Philip is responsible for new business development and loan origination in California.

Philip has extensive knowledge and understanding of the mortgage loan process. He loves to help people achieve their dream of homeownership and is committed to providing his customers with mortgage services that exceed their expectations. It is very important to Philip to build trusting and lasting relationships with his customers.
He believes that good, consistent communication is the key to making the process of buying or refinancing a home a successful experience. As a Loan Officer of Mission San Jose Mortgage, Philip is proud to have a team who shares his dedication and commitment to local home buyers.

VA Homeownership Flyer

 

 

VA loan
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Jesus Del Toro

Loan Officer NMLS# 1554011

Cell: (209) 298-7921

 

 

 

 

Jesus Del Toro serves as the Loan Officer at Mission San Jose Mortgage. Jesus is responsible for new business development and loan origination in California.

Jesus has extensive knowledge and understanding of the mortgage loan process. He loves to help people achieve their dream of homeownership and is committed to providing his customers with mortgage services that exceed their expectations. It is very important to Jesus to build trusting and lasting relationships with his customers.

He believes that good, consistent communication is the key to making the process of buying or refinancing a home a successful experience. As a Loan Officer of Mission San Jose Mortgage, Jesus is proud to have a team who shares his dedication and commitment to local homebuyers.

I speak Spanish.

Trami Nguyen

Loan Officer NMLS # 880944

Trami serves as the Loan Officer at Mission San Jose Mortgage. Trami is responsible for new business development and loan origination in California.
Trami has extensive knowledge and understanding of the mortgage loan process. She loves to help people achieve their dream of homeownership and is committed to providing his customers with mortgage services that exceed their expectations. It is very important to Trami to build trusting and lasting relationships with his customers. She believes that good, consistent communication is the key to making the process of buying or refinancing a home a successful experience.

 

As a Loan Officer of Mission San Jose Mortgage, Trami is proud to have a team who shares her dedication and commitment to local homebuyers.

John Salaices

Production Manager NMLSR# 1713806

Jessica Gonzales

Loan Processor

Amal Sahyoun

Loan officer NMLS # 1570985

 

 

 

 

Amal Sahyoun serves as the Loan Officer at Mission San Jose Mortgage. Amal is responsible for new business development and loan origination in California.

Amal has extensive knowledge and understanding of the mortgage loan process.  She loves to help people achieve their dream of homeownership and is committed to providing her customers with mortgage services that exceed their expectations. It is very important to Amal to build trusting and lasting relationships with her customers.

She believes that good, consistent communication is the key to making the process of buying or refinancing a home a successful experience. As a Loan Officer of Mission San Jose Mortgage, Amal is proud to have a team who shares her dedication and commitment to local homebuyers.

I speak Arabic.