Alternative Income Verification (AIV) No Tax Returns Program
Portfolio Products- Alternative Income
An innovative product for clients who wish to purchase or refinance, but do not fit QM loan requirements for reasons such as self-employment or recent job change.
Qualify with Bank Statements Only, No Tax Returns!
Unseasoned Foreclosure/BK OK 12 months
• Loan Amount – Up to $10,000,000
• Foreclosure/Short Sale = 12 months
• Bankruptcy = 12 months
• LTV = Up to 70%
Call us for more detail 209-651-2000