Hello, I'm Omar Khamisa, the CEO/President/Loan Officer/ Certified Mortgage Advisor of Your Mortgage Planning. We offer low mortgage rates along with a convenient online loan application process supported by a team of experienced loan officers.

At Your Mortgage Planning, we are passionate about finding solutions for our clients even before the need arises. We continuously adapt within the industry, providing innovation in the way we offer our services. Our dedicated team is committed to delivering exceptional service, from our sales team to our operations professionals, secondary marketing, and management team. We invite you to experience Your Mortgage Planning as your mortgage broker for life.

Our mission is to educate and advise clients on their home financing options, becoming a trusted advisor and their lender for life. With nearly 20 years of experience in mortgage loan management, loan purchasing, refinancing, and mortgage planning, I founded Mission San Jose Mortgage in Stockton, California.

We specialize in a wide range of loan programs, including conventional loans, FHA loans, FHA 203k, Jumbo Loans, Agency Loans, Hard Money, and foreign buyer purchasing programs. With licenses under BRE and DBO, we work with clients purchasing single-family homes, condos/townhomes, and residential rentals. We are well-versed in REO, bank-owned and short sales, distressed properties, luxury homes, and first-time homebuyers.

In addition to my expertise in the field, my previous roles include Branch Sales Manager of W.J. Bradley/Mortgage Capital Corp., Home Loan Manager, Branch Manager, and Loan Officer with People's Choice Mortgage Group, Mortgage Loan Officer at Bank of America Home Loans, and CFO of Homes & Loans Experts.

At Your Mortgage Planning, we value effective communication and understand the importance of language diversity. I also speak Memon, Urdu, and Hindi, ensuring that we can serve a wider range of clients effectively.

Contact me, Omar Khamisa, at (510) 648-5535. Let's discuss your mortgage needs and how Your Mortgage Planning can assist you. Apply now or get a quote and experience the exceptional service and expertise we offer.