Non-QM program

Loans $500,000 to $10,000,000, 30 year term
Interest only period (5 or 7 years), adjustable & fully amortized

  1. LTV 70% to $3 Million
  2. LTV 60% to $4 Million
  3. LTV 50% to $10 Million

 

  • Unlimited Cash Out
  • Alternative Income Calculations Used for Ability to Pay – Bank Statements (personal and/ or business)
  • Asset Depletion Calculation to show an ability to pay at up to a 60% Debt to Income ratio
  • Unlimited Number of Investment Properties
  • Foreign Nationals OK
  • Unseasoned Bankruptcy/ Foreclosure/ Short Sale – case by case