Individual Tax ID Number Loan
90 % Max LTV to $300K – NO Social Security Number.
Individual tax identification number loans are for Mission San Jose Mortgage applicants who are not eligible for Social Security numbers.
w/620 FICO MIN FICO (LTVs>75% – 620 MIN FICO & Traditional
Trade Lines Required) Non-Traditional Credit Accepted for LTVs<=75%
Available: Purchase & Rate/Term
Available Property Types: SFR
(1 Unit), PUDs, Townhouses, & Condos
90% MAX LTV•NO Social Security Number
MIN 3 Reserves Required
Occupancy: Owner Occupied
30 Year Fixed Available
This Program is geared towards financing for undocumented borrowers living in California that have a legitimate and reporting ITIN.