Fresh Start Financing

Over the past few years, many hard-working people who lost their homes or were forced into bankruptcy due to a lay off or reduced income have since rebuilt their credit and are able to demonstrate their ability to repay. For these borrowers who may be unable to obtain mortgage financing due to seasoning or other requirements, Fresh Start Financing may be the lending solution they have been looking for.

Loan Features:

• No seasoning requirement for bankruptcy, foreclosure, deed-in-lieu or short sale

• No mortgage or rental pay history required

• Minimum FICO score 580

• DTI up to 50%

• LTV up to 80%

• Loan Amounts $100,000 to $2,000,000

• Non-warrantable condominiums

• Self-employed allowed

• Purchase, rate term, & cash-out up to $350,000

• 5/1 ARM and 30 year fixed options available

• No pre-payment penalties

We are committed to providing disciplined credit solutions to quali ed borrowers who can demonstrate their ability to repay. Let’s work together to bring mortgage credit to more borrowers!

Call today for more info on Fresh Start and all of our home loan products!