Category Archives: Blog

Buying Remains Cheaper Than Renting

The latest Rent vs. Buy Report from Trulia shows that homeownership is still cheaper than renting in 98 of the 100 largest metro areas in the United States. If you are one of the many renters out there who would … Continue reading

Posted in Blog, Realtor | Leave a comment

Housing Market: Another Gigantic Difference Between 2008 and 2018

Some are attempting to compare the current housing market to the market leading up to the “boom and bust” that we experienced a decade ago. They look at price appreciation and conclude that we are on a similar trajectory, speeding … Continue reading

Posted in Blog, Realtor | Leave a comment

The emotion of money

Last month I talked about financial peace and how it takes very little actual money to move from constant stress into a sense of wellbeing. That got me thinking about how emotional the topic of money can be. We are … Continue reading

Posted in Blog, Realtor | Leave a comment

Homebuyers Willing to Sacrifice ‘Must-Haves’ in Favor of Good School Districts

It should come as no surprise that buying a home in a good school district is important to homebuyers. According to a report from Realtor.com, 86% of 18-34 year-olds and 84% of those aged 35-54 indicated that their home search areas were defined … Continue reading

Posted in Blog, Realtor | Leave a comment

Last Week’s Economic News in Review

The pace of consumer borrowing tapered, while wholesale inventory growth also slowed, and layoffs fell. Consumer Credit  Consumer credit posted growth in June, growing 3.1 percent to reach a total of $3.907 trillion for the month, according to last week’s … Continue reading

Posted in Blog, Realtor | Leave a comment

Have You Outgrown Your Starter Home?

For many Americans, buying their first home is their first taste of achieving part of the American Dream. There is a sense of pride that comes along with owning your own home and building your family’s wealth through your monthly … Continue reading

Posted in Blog, Realtor | Leave a comment

Recipe of the month – Bourbon Mango Pulled Pork

1. Peel the mangos and remove the pits. Place the pits into slow cooker, then roughly chop mango and put aside. Place pork shoulder into slow cooker, season with black pepper, kosher salt, and 1 tsp chile powder; pour in balsamic … Continue reading

Posted in Blog, Realtor | Leave a comment

Are You Thinking of Selling Your Home? Competition Is Coming!

The number of building permits issued for single-family homes is the best indicator of how many newly built homes will rise over the next few months. According to the latest U.S. Census Bureau and U.S. Department of Housing & Urban Development Residential Sales Report, the number … Continue reading

Posted in Blog, Realtor | Leave a comment

Is Housing Affordable?

As home prices continue to rise due to a lack of inventory, many people are becoming more concerned about housing affordability. Taking a look at NAR’s Housing Affordability Index puts that concern to rest. Let’s get together to go over … Continue reading

Posted in Blog, Realtor | Leave a comment

Existing Home Sales Cooling Off This Summer [INFOGRAPHIC]

Some Highlights: According to the National Association of Realtors’ latest Existing Home Sales Report, sales in June were down 2.2% from last year. Inventory of homes for sale showed a modest improvement of 0.5% over last year’s figures, but still remains under the … Continue reading

Posted in Blog, Realtor | Leave a comment

Omar Khamisa

District Manager NMLS# 369325

Cell: (510) 648-5535

 

 

 

 

 

 

District Manager – To educate and advise clients on their home financing options and become a trusted advisor and their lender for life.
With nearly 15 years of experience in mortgage loan management, loan purchasing, refinancing and mortgage planning, Founded and serves as CEO of Mission San Jose Mortgage in Stockton, California. Servicing the greater San Francisco, San Joaquin and Sacramento region his firm specializes in conventional loans ,FHA , FHA 203k, Jumbo Loans, Agency Loans ,Hard Money and foreign buyer purchasing programs.
license under BRE and NMLS works with clients purchasing single family homes, condos/townhomes and residential rentals, and is well versed on REO, bank-owned and short sales, as well as distressed properties, luxury homes and first-time homebuyers.
My previous expertise in the field includes Branch Sales Manager of W.J. Bradley/Mortgage Capital Corp.; Home Loan Manager, Branch Manager and Loan Officer with People’s Choice Mortgage Group;a Mortgage Loan Officer at Bank of America Home Loans;and CFO of Homes & Loans Experts.
I also speak Memon, Urdu and Hindi.

Mortgage Loan Officer

Cell: (510) 648-5535
0%
Conventional loans ,FHA , FHA 203k, Jumbo Loans, Hard Money
0%
I also speak Memon, Urdu and Hindi.
0%

Qaisar Ullah

Loan Officer NMLS# 1561378

Cell: (209) 302-9079

 

 

 

 

 

 

Qaisar Ullah serves as the Loan Officer at Mission San Jose Mortgage. Qaisar is responsible for new business development and loan origination in California.
 

Qaisar has extensive knowledge and understanding of the mortgage loan process. He loves to help people achieve their dream of homeownership and is committed to providing his customers with mortgage services that exceed their expectations. It is very important to Qaisar to build trusting and lasting relationships with his customers.
 

He believes that good, consistent communication is the key to making the process of buying or refinancing a home a successful experience. As a Loan Officer of Mission San Jose Mortgage, Qaisar is proud to have a team who shares his dedication and commitment to local homebuyers.
 

I  speak Malay, Pushtu , Urdu.

NMLS# 1561378
0%
I speak Malay, Pushtu , Urdu.
0%

Philip Kilmer

Loan Officer NMLS # 361861

Cell: (209) 609-6329

 


Philip Kilmer serves as the Loan Officer at Mission San Jose Mortgage. Philip is responsible for new business development and loan origination in California.

Philip has extensive knowledge and understanding of the mortgage loan process. He loves to help people achieve their dream of homeownership and is committed to providing his customers with mortgage services that exceed their expectations. It is very important to Philip to build trusting and lasting relationships with his customers.
He believes that good, consistent communication is the key to making the process of buying or refinancing a home a successful experience. As a Loan Officer of Mission San Jose Mortgage, Philip is proud to have a team who shares his dedication and commitment to local home buyers.

VA Homeownership Flyer

 

 

VA loan
0%

John Salaices

Production Manager NMLSR# 1713806

Jessica Gonzales

Loan Processor

Maria Nunez

Loan Processor