An innovative product for clients who wish to purchase or refinance, but do not fit QM loan requirements for reasons such as self-employment or recent job change. 

Qualify with Bank Statements Only, No Tax Returns!

Unseasoned Foreclosure/BK OK 12 months

• Loan Amount – Up to $10,000,000
• Foreclosure/Short Sale = 12 months
• Bankruptcy = 12 months
• LTV = Up to 70%

Call us for more detail 209-651-2000